"Offers lucid analyses of nearly 1500 companies, basing qualitative assessments on various factors, including risky investment holdings, premiums paid out, and long-term fiscal stability. Two by-name and by-state quick guides highlight insurers with scores of B+ and above. Highly recommended for public libraries."
-Library Journal

TheStreet.com Ratings
Guide to Health Insurers
2008 Editions

Table of Contents

Sample Pages

Full Text Reviews

Pub. Date: Quarterly Editions in Winter, Spring, Summer & Fall
Softcover: 600 pages
Price: Four Quarterly Editions $499/Single Edition $249

TheStreet.com Ratings Guide to Health Insurers is the first and only source to cover the financial stability of the nation’s health care system, rating the financial safety of more than 6,000 health maintenance organizations (HMOs) and all of the Blue Cross Blue Shield plans – updated quarterly to ensure the most accurate, up-to-date information.

The Guide also provides a complete listing of all the major health insurers, including all Long-Term Care and Medigap insurers, as well as comprehensive, quarterly coverage on the financial stability of more than 1,500 HMOs and health insurers; the number of serious consumer complains filed against most Medicare HMOs so your patrons can see who’s actually providing the best (or worst) services.

The consequences of dealing with a financially strapped HMO or health insurance company often go far beyond the potential loss of premium dollars. Consumers depending on a weak healthcare company can suddenly find themselves with reduced coverage, less access to specialists, and poor customer service as the company cuts costs in an attempt to regain its financial footing. Your patrons will benefit from having easy access to the important, easy-to-access information in this handbook.

TheStreet.com Ratings is the only place you can get this critical information.

Our Guide to Health Insurers includes:

• Comprehensive, timely coverage on the financial stability of over 700 HMOs and 1,700 health insurers
• The most accurate insurance company ratings available -- the same quality ratings heralded by the U.S. General Accounting Office
• Separate listings for those companies offering Medigap and long-term care policies
• The number of serious consumer complaints filed against most HMOs so you can see who is actually providing the best (or worst) service

The easy-to-use layout gives you a one-line summary analysis for each company that we track, followed by an in-depth, detailed analysis of all HMOs and the largest health insurers. The guide also includes a list of TheStreet.com Ratings Recommended Companies with information on how to contact them, and the reasoning behind any rating upgrades or downgrades.

TheStreet.com Ratings Guides

TheStreet.com’s rating scale is extremely straightforward and easy to understand. There are no complicated number grades to interpret, no colored paper to decode, and no stars to count. Instead, each entry gets a simple, intuitive letter grade that immediately identifies the wheat from the chaff. This is one more reason why TheStreet.com Ratings is widely recognized as "America's Consumer Advocate for Financial Safety." The TheStreet.com Safety Ratings have been proven to be the most accurate available from any of the major rating agencies. Plus, unlike the other major rating agencies, TheStreet.com does not accept compensation from the companies it rates, and thus does not allow companies to influence the ratings they receive or to suppress the release of their ratings. In fact, the U.S. General Accounting Office (GAO) validated TheStreet.com’s accuracy in its Insurance Ratings study, and that same superior rating methodology is used when deriving all other ratings as well.

Pub. Date: Quarterly Editions in Winter, Spring, Summer & Fall
Softcover: 600 pages
Price: Four Quarterly Editions $499/Single Edition $249

Note: If you find this work does not fit your budget, please print out this page and bring it to your local library. There is a reasonable chance they either have a copy, can direct you to a library that does, or will be willing to purchase it for their reference collection.